Authorities Cited: United States Code 15 U.S.C. § 1692 15 U.S.C. § 2301 42 U.S.C. § 1988 Supreme Court 304 U.S. 64 383 U.S. 715, 726 434 U.S. 412, 421 450 U.S. 346, 352 461 U.S. 424, 433 Circuit Courts 773 F.2d 1182, 1188 918 F.2d 1524, 1528-1529 85 F.3d 577, 579 139 F.3d 1385, 1387 203 F.3d 771, 775 222 F.3d 1309, 1311-1312 256 F.3d 1120, 1132 311 F.3d 1077 Federal Rules of Civil Procedure Fed. R. Civ. P. 68