Authorities Cited: United States Code 12 U.S.C. § 2601 12 U.S.C. § 2601(a) 12 U.S.C. § 2607 12 U.S.C. § 2607(c) Supreme Court 515 U.S. 506, 508 524 U.S. 74 546 U.S. 454 Circuit Courts 389 F.2d 885 458 F.2d 927, 932 929 F.2d 1558, 1572 221 F.3d 1266, 1279 244 F.3d 807, 811 253 F.3d 1324, 1330 305 F.3d 1257 319 F.3d 732 348 F.3d 979, 981-983 350 F.3d 1181, 1187-1189 382 F.3d 1241, 1250-1269 383 F.3d 49, 55-57 390 F.3d 695, 711-713 417 F.3d 384, 387 491 F.3d 1260, 1276 Federal Rules of Civil Procedure Fed. R. Civ. P. 23(a) Fed. R. Civ. P. 23(b) Fed. R. Civ. P. 23(b)(3)