Authorities Cited: United States Code 11 U.S.C. § 522(b)(3) 11 U.S.C. § 548(a)(1) 11 U.S.C. § 727(a)(2) Supreme Court 520 U.S. 43, 76 Circuit Courts 130 F.2d 78, 80 700 F.2d 986, 990-991 722 F.2d 1574, 1582 725 F.2d 293, 300 832 F.2d 1358, 1369 838 F.2d 1400, 1402-1403 873 F.2d 89, 91 926 F.2d 1248, 1254-1255 929 F.2d 197, 201 934 F.2d 635, 644 943 F.2d 1451, 1453 33 F.3d 1378 142 F.3d 802, 809 243 F.3d 228, 234 345 F.3d 303, 308 354 F.3d 348, 358 496 F.3d 366, 368-370 134 F. Supp. 2d 827