Authorities Cited: United States Code 15 U.S.C. § 1692 15 U.S.C. § 1692(e) Supreme Court 313 U.S. 487, 496 422 U.S. 490, 501 477 U.S. 242, 247 479 U.S. 388, 399 504 U.S. 555, 560-561 520 U.S. 154, 162 523 U.S. 83, 97 534 U.S. 506 Circuit Courts 141 F.3d 364, 367-368 259 F.3d 749, 756 299 F.3d 887, 890 320 F.3d 228, 235 338 F.3d 1024, 1029 417 F.3d 1272, 1287 Federal Rules of Civil Procedure Fed. R. Civ. P. 12(b)(1) Fed. R. Civ. P. 12(b)(6) Fed. R. Civ. P. 56 Fed. R. Civ. P. 56(c) Fed. R. Civ. P. 58(a) 366 F. Supp. 2d 1 484 F. Supp. 2d 3