Authorities Cited: United States Code 28 U.S.C. § 1295(a)(3) Code of Federal Regulations 12 C.F.R. § 563.13(b) 12 C.F.R. § 571.6(d)(4)(i) Supreme Court 518 U.S. 839, 845-860 Circuit Courts 378 F.3d 1336 409 F.3d 1360, 1365-1366 422 F.3d 1319, 1333 431 F.3d 1360